房子二贷的法律知识
什么是二贷？ 一般来说，大家买房子只需要自己存下来的钱 (down payment) 和一家银行的贷款（一贷）。但最近银行贷款逐渐收紧，有不少想买房的人从银行申请不到足够的贷款。而随着房价近几年快速增长（虽然近几月房市有些冷却），也有些人想从房子里套出更多钱去应急。此时，第二贷款（二贷）成为一个选项。 当考虑借二贷的时候，需要知道一些什么基本法律知识呢？ 房屋二贷与一贷的区别 [...]
What are Joint Wills between Spouses?
Introduction Often, married spouses would want to make their Wills together. What are the key points they should keep in mind when doing so? Mirror vs. Mutual Wills In a Mirror Will, an [...]
Is a second, third, or subsequent mortgage right for you?
Say you want to purchase a property but the first mortgage amount is insufficient. Or perhaps your less-than-ideal credits disqualify you from getting bank mortgages. Maybe you need some urgent [...]
Do I Really Need a Will?
Many people are unaware of the major benefits of making a Will, or the difference between buying a standard Will template as opposed to working closely with a lawyer to draft a tailored Will. [...]
Thinking of starting a business? Which business structure is right for you?
If you are thinking of starting your own full time or side business, it’s very important to select the most suitable business structure from the beginning. There are many business vehicles that [...]
So just what is involved in a resale purchase?
Introduction When you purchase a residential real estate property as a resale property (aka from another seller, not directly from the builder), what is a run-down of legal concerns that you [...]
